Skip to content

Features

What a CFO does for a company, Finhale does for you

Every company past a certain size hires someone whose entire job is to know the numbers before anyone asks, and to say what to do about them. Most people never get that. Finhale is built to be that person, running quietly in the background of your finances.

The personal CFO

A CFOCloses the books every month
Finhale reconciles everything you earn, spend, own, and owe into one net worth — automatically, every day, not once a quarter.
A CFOForecasts what’s coming
Finhale projects your balance 30, 60, and 90 days out, and flags a shortfall before it happens — not after.
A CFOFlags risk before it’s a crisis
Credit utilisation, idle cash, an upcoming EMI, a subscription that quietly raised its price — surfaced before it costs you.
A CFODecides where capital works hardest
Prepay the loan or invest the cash? Finhale runs the comparison on your actual numbers, not a rule of thumb.
A CFOReports to leadership — you
One ranked feed with the thing that matters most right now, tuned to your age, income, and goals — not a dashboard you have to interpret yourself.

Automated by default

Budgets that suggest themselves

Set from your own last few months of spending, not a generic template — and re-set automatically when your income or habits change.

An insight feed ranked for you

The one thing that matters most this week rises to the top — a price hike, a drifting allocation, a goal falling behind — not a wall of numbers to scan yourself.

Goals that re-pace themselves

Fall behind on a goal and Finhale recalculates what “on track” means from here, and tells you what closing the gap would take — it doesn’t just flag the miss.

Advice shaped by your life stage

What gets surfaced changes with your age, income, and how many goals you’re funding at once — the same account at 25 and at 45 gets a different feed.

How your money gets in

No screen-scraping. No shared passwords.

In IndiaAutomated

Finhale connects through a secure, RBI-regulated consent framework. You approve a consent with your bank once; balances and transactions arrive directly, read-only — the same kind of rail regulated lenders use, not a login you hand over.

  • Savings · current · OD accounts
  • Credit cards
  • Mutual fund holdings
  • Demat / equity holdings
  • EPF & NPS
  • Credit score & report

Everywhere elseManual, first-class

Where an automated feed doesn’t reach yet — property, gold, PPF, an informal loan, a market without an equivalent data-sharing framework — you add it by hand. Manual entries sit in the same net worth as everything auto-fetched, not bolted on as an afterthought.

  • Property & real estate
  • Gold & unlisted assets
  • PPF & fixed deposits
  • Informal loans & personal debt

Missing something you need?

This list changes because people tell us what is missing from it. Tell us what is not on it.

Talk to us

Or write to us directly — company@finhale.app